Whether you’re looking for Bridging finance, Commercial mortgages, Development finance or large loans, we work alongside some of the market leaders to make sure you’re in good hands.
What are Bridging loans?
There are many reasons to use a bridging loan. They can be used for refurbishing or converting a property. Whether you want to break the chain as you may have found a property but you haven’t managed to sell your property.
These are short term loans with a loan secured against your current property and transferred to the one you intend to purchase. Once sold or refurbished or the new property has now finished its conversion, then the bridge can be redeemed.
Bridging loans are arranged by Introduction only.
What is a Commercial mortgage?
A commercial mortgage is whether you want to be an owner occupier for trading premises or can be a commercial investment mortgage where you are looking at investing into a commercial property to let out. This could be for office buildings, shopping centres, a pub, industrial estates, a shop.
The main factors that lenders are going to look at are the yield and value of the asset. The lender will normally insist on signed personal guarantee on any loans. This gives the lender permission to go after the borrowers personal assets if the business failed to pay the loan back.
We work alongside a dedicated team who solely focus on commercial mortgages to make sure you are with the right lenders.
Commercial Mortgages are not usually regulated by the Financial Conduct Authority. Commercial Mortgages are arranged by Introduction only.
What is Development finance?
Development finance is looking at building a property from the land up. Whether you want to building you dream home the way you it. Build a property for a profitable investment or building commercial properties for investments.
Building a property the way you want to build it!